6 Tips About Extended Warrantys For Your Automobile

Like any other insurance, you get what you pay for and trying to save a few dollars may not get you the coverage you need. The following are some basic tips to keep in mind when you are considering an extended warranty policy.

1. The first this you should ask yourself is whether or not you need an extended warranty.

On average, most auto manufacturers offer a 3 year or 36,000 mile bumper to bumper warranty. However, if your drive more the 12,000 mile per year and plan to keep your vehicle for a long time, then an extended warranty may be what you are looking for to get that peace of mind.

2. How reliable is your car? You should take a look at the reliability history of your automobile. Even though this is not fail-safe, it will give you an idea of ​​how much service you can expect. This information should be kept in mind when looking at an extended warranty.

3. What is the track record and history of the company?

Here are some question to ask yourself about the company:

– How long have they been in business? – How quickly do they payout to get a repair? – Do they offer roadside assistance? – Are there testimonials from other consumers you can read? – What is they standing with Better Business Bureau and other consumer watchdogs?

4. What about the repairs, can they be done at any repair shop? It's best to choose an extended warranty that, at the very least, gives you more than one service facility to choose from. You'll most certainly appreciate this if your vehicle ever need service while you're on a road trip, miles away from home.

5. How do you know which plan is right for you? If you want bumper-to-bumper coverage the up front cost will be higher, but this offers the most coverage. If you select a higher deduction per repair and you automobile is trouble pron, you may end up spending more money in the long run. Read the fine print!

Here are some questions to ask when selecting a plan:

– Is the plan transferable or renewable? – Where can you have the repairs done? – Do you have to outlay cash up front for the repairs and wait for a reimbursement? – Does the plan offer any roadside assistance? If you travel a lot or have long commutes, this type of plan may be just right for you. With travel assistance you can get:

– car rental reimbursement – food and lodging – flat tires repaired – gas if you run on empty – a tow – and etc.

6. If you make the decision to get an extended warranty, there are three type to choose from: – Manufacturer: Typically, no problems about the cost of a repair but this has the highest up front costs and repair shop may be limited in your area. – Dealer: has a lower up front cost and you get the plan at the same place you bought the vehicle, but there is usually only one point of service for repairs. – Independent: has the lowest up front costs, typically 30% to 50% lower than manufacturers and dealers, however, coverage may not be as expected.

Back to Basics Cooking, Baking & Grilling

keeping your area clean while you cook is a chore in its self. My husband always laughs about the after math when I'm done baking. Here are some helpful ways to improve on making less of a mess in the first place. Use a bowl for your scraps and garbage as you go saving you time running to the trash making you more efficient. Using a thin flexible mat for your cutting board makes transferring vegetables to your pot much easier, by using the flexible mat as a funnel.

Getting into the habit of using a splatter screen when sauteing or shallow frying will save you a lot of time on your clean-up later. Measuring ingredients and using cooking spray over the sink will keep messes confined to an easy to clean area. Keeping a bottle of soapy water handy make it more likely that cleaning up as you go will become part of your cooking habits. Another tip is to cook more slowly. Be a deliberate in measuring, chopping and wiping between each step. but this is one tip I often do not follow my own advice, often trying to do to many task at one time.

With Spring just around the corner what better time than to take stock of what is in your pantry. Consolidate and organize and take note what you're low on. It is also a great time to check those expiration dates and dispose of any that expired. Make a list of items that you can stock in your pantry that will help make a meal quickly without a lot of planning. It is also a good time to add those family favorites.

Now that you have your pantry all organized it is time to turn your attention to the fridge. Do not be afraid to those bowls way in the back that have been forgotten about for weeks. It is a good time to check those condiments with cookouts just around the corner.

With everything clean and organized and Winter still here comfort food is the way to go. A pot of soup on the stove with grilled cheese sandwiches or a stew in the crockpot is the way to go. With Spring not too far away get those recipes out and start planning for fresh salads and garden vegetables. You will be amazed how time and clean-up will be and the fun of cooking, baking and grilling will not become a hard task but a lot of fun putting love in all the recipes for family and friends.

The Hopi and Their Jewelry

Hopi Silver Overlay Jewelry

The jewelry of the Hopi has a style distinct from that of the other Native Americans. The Hopi are known for the use of silver overlay, which utilizes a technique of fusing two layers of silver. The eye-catching and often elaborate design is on the top layer, while the bottom layers serves as a base.

It was not so long ago that the Hopi developed this technique. In fact the Hopi were not much into the making of silver. In their relative isolation on the northeastern Arizona high plains, or mesas, they were somewhat firewalled (so to speak) against external influences. Even their interaction with other Native Americans was limited.

Silversmithing of Native Americans

So while the Navajo learned and developed their silversmithing skills, a technique brought to the south-west of the American continent by the Spaniards, and which was then taken up by the Zuni, the Hopi were still practicing their own artistic heritage based on weaving and pottery. They were also adept at the making of kachina dolls, for which they deservedly remain renowned.

Time, of course, would not stand still, and even reliably isolated communities began to open up. Trading and commerce grew and the Hopi through their interaction with the Zuni exposed them to the craft of silver jewelry, at which the Zuni were now skilled. Lanyade, a Zuni, learned his silversmithing from the Navajo, and began to sell his silver jewelry. He travelled among the Hopi and Sikyatala became his student in 1898.

Sikyatala

Sikyatala is credited to be the first Hopi silversmith. It is reported that while Lanyade was at the Hopi reservation for four months, making and selling his silver jewelry pieces, Sikyatala was studiously observing and learning from the master at close range.

Sikyatala then began to use the technique of making silver jewelry. Other Hopi also began to follow and emulate the work of Sikyatala. In time the Hopi developed their own style, that of using overlay silver.

Hopi Silversmiths Paul Saufie and Fred Kabote

This technique did not so much evolve as was created by the Hopi silversmiths Paul Saufkie and Fred Kabote who were involved in a program at the Museum of Northern Arizona in 1938. After World War II the Hopi Guild was formed to encourage a program of silversmith training .

The designs of the silver overlay jewelry of the Hopi were also unique in that they adapted designs from the old broken pottery pieces of the 15th and 16th centuries. New motifs were also incorporated by the Hopi Guild, including kachina symbols.

The cross-currents in Native American jewelry nowdays mean that there are cross-influences as well. And different styles from the different currents may well find themselves evident in any piece of modern American Native jewelry.

But the fascinating development of Native American silversmiths and their crafts, in their different streams of artistic design, does not entirely obscure the original creativity. The silver overlay technique was the creation of the Hopi, even if it may now be employed by others.

Michael Kabotie

In ending, it may be noted that the work of Fred Kabote was continued by his son Michael Kabote (also spelled 'Kabotie'). Michael Kabotie recently passed away at the age of 67. He was a trail-blazer in the Native American fine arts movement, both as a Hopi artist and jeweler. His paintings were well-received, depicting traditional Hopi life. For a number of years, he also tapped the Hopi overlay technique at the Idyllwild Arts program in Southern California.

Learning Hebrew in Easy Steps

Learning the Hebrew language requires an investment of time and effort just like in the case of any other language. Hebrew is one of the oldest languages ​​in the world. Moreover; across the globe there are countless individuals who communicate in this language. Today the world is home to seven million individuals who speak Hebrew. It is the official language of the state of Israel as most of the Hebrew-speaking population is settled there. Hebrew can be segregated on the basis of modern and Biblical Hebrew due to the significant changes that have occurred in the language.

One of the major reasons why some people want to learn Hebrew is the fact that this language has a strong history which contributions people. Also, the Old Testament portion of the Bible was originally written in an ancient form of this language and there are countless other religious books that are available only in Hebrew.

How quickly students learn Hebrew depends on a lot of factors which also include the deduction of the student. The process of learning the Hebrew language can be augmented by:

1. Watching Hebrew movies

2. Reading Hebrew literature

3. Or even listening to Hebrew music etc.

There are many individuals who read children's story books in Hebrew to grasp the basics of the language and allow them to better understand the grammar and vocabulary. Those individuals who native language is not Hebrew or another Semantic language will find it difficult to learn in the beginning. However; as they understand the basics of the language better, they will realize that Hebrew grammar is logical and simple with fewer words than in other languages. Unlike English, this language is written from right to left and its script is called Rashi.

In almost all the online courses, the basic lessons in the Hebrew language start with their alphabet. There are twenty two letters in the Hebrew alphabet. The next stage covers the vowels which are referred to as the nikkud. Since the letters in the Hebrew language can be converted into vowels using tittles and dashes, it can become confusing for students; but with practice they will grasp a better understanding of the language.

Perfecting the pronunciation of Hebrew is the key to learning the language. This is the reason online lesson plans are supplemented with audio files to help students in pronouncing the letters and the words in the correct manner. These courses focus both on the correct usage of the vocabulary and grammar. Advanced Hebrew online courses make use of video and audio files to aid their students in understanding this language to their best.